how to make an app like ovo


Creating an app like Ovo can be a daunting task, but it’s not impossible. Ovo is a digital payment platform that has become popular in recent years in Indonesia. If you want to make an app like Ovo, there are some tips and recommendations that you should consider. In this article, we will provide insights on how to create an app like Ovo, the benefits of doing so, and some recommendations to help you get started.

What is Ovo?

Ovo App

Ovo is a digital payment platform that offers a range of services including money transfers, bill payments, and online shopping. It was launched in 2017 and has quickly become one of the most popular payment platforms in Indonesia. Ovo is owned by Lippo Group, a conglomerate operating in various sectors such as real estate, retail, and healthcare. The app has over 115 million users and is accepted at over 500,000 merchants across Indonesia.

Tips for Creating an App Like Ovo

App Development

Creating an app like Ovo can be challenging, but here are some tips to help you get started:

  • Research your target audience: Before creating any app, it is crucial to research your target audience. You need to understand the user’s needs, preferences, and behaviors to develop an app that resonates with them.
  • Identify your unique selling proposition: Ovo’s success stems from its unique features such as cashback rewards, multiple payment options, and integration with other apps. Identify what makes your app stand out from the competition to attract users.
  • Choose the right development approach: There are different app development approaches such as native, hybrid, and web apps. Choose the right approach based on your budget, timeline, and user requirements.
  • Focus on the user experience: The user experience is critical to the success of any app. Pay attention to details such as navigation, design, and functionality to provide a seamless user experience.
  • Test, test, and test: Testing is essential to identify and fix any bugs or issues that may affect the app’s performance. Test your app on different devices, platforms, and networks to ensure it works correctly.

Benefits of Creating an App Like Ovo

App Development Process

Creating an app like Ovo can offer several benefits such as:

  • New revenue opportunities: With the rise of digital payments, creating an app like Ovo can position your business as an innovative payment solution provider and open up new revenue streams.
  • Increased customer engagement: An app like Ovo can increase customer engagement and loyalty by offering rewards, discounts, and a seamless payment experience.
  • Improved branding: Developing an app like Ovo can help improve your brand image and reputation. It showcases your brand’s innovation, creativity, and commitment to providing excellent customer experiences.
  • Insights into user behavior: An app like Ovo can give you insights into user behavior, preferences, and trends that can inform your strategy and decision-making.

Recommendations for Creating an App Like Ovo

App Design

Here are some recommendations to help you make an app like Ovo:

  • Make security a top priority: Payment apps are vulnerable to security threats, so ensure the app is secure by using encrypted transactions, multi-factor authentication, and other security measures.
  • Integrate with other apps: Ovo’s success lies in its easy integration with other apps such as Grab, Tokopedia, and JD.ID. Consider integrating your app with other popular apps to increase its reach and usability.
  • Offer personalized experiences: Personalization is a growing trend in app development that can improve user engagement and loyalty. Consider offering personalized recommendations, offers, and content based on user preferences and behavior.
  • Provide excellent customer support: Payment apps involve money, so it is crucial to provide excellent customer support to build trust and confidence in your app. Offer multiple support channels such as chatbots, email, and phone to assist users quickly.
  • Continuously update and improve: App development is an ongoing process, so it is essential to continuously update and improve your app to meet changing user needs and preferences.


Creating an app like Ovo can be a challenging yet rewarding endeavor. By following the tips and recommendations mentioned in this article, you can create an app that stands out from the competition, offers a seamless user experience, and provides new revenue opportunities. Remember to prioritize user security, provide excellent customer support, and continuously update and improve your app to meet evolving user needs.

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